Bank Mandiri akan Garap Kredit Sektor Pertanian per Juni 2013
Bank Mandiri Handle Bank Credit to the Agriculture Sector by June 2013
Reporter : Gusmiati Waris
Editor : Heru S Winarno
Translator : Parulian Manalu
Jakarta (B2B) - PT Bank Mandiri berniat menangani kredit perbankan untuk sektor pertanian mulai Juni 2013, dengan target petani plasma. Saat ini, Kredit Usaha Rakyat dari Bank Mandiri masih didominasi oleh sektor perdagangan. Pada kuartal I 2013, Bank Mandiri telah menyalurkan Rp366 miliar dari target Rp3,8 triliun. Jumlah kumulatif debitur, nilainya mencapai Rp11,2 triliun.
Sebelumnya diberitakan, Bank Indonesia (BI) berusaha mendorong perbankan untuk memberikan kredit pada sektor pertanian di tengah inflasi yang didorong oleh naiknya harga pangan. BI akan memberikan insentif bagi bank-bank yang menyalurkan kredit pertanian dan memudahkan petani mendapatkan kredit.
Direktur Komersial Bank Mandiri, Sunarso mengatakan, Bank Mandiri memiliki keinginan kuat untuk menggarap sektor Usaha Mikro, Kecil dan Menengah (UMKM) di bidang pertanian.
"Apabila Bank Indonesia akan memberikan insentif untuk mendorong kredit pertanian, bagus-bagus saja. Tapi harus dipikirkan infrastruktur apa yang diperlukan dan basis peraturan dengan petani," kata Sunarso usai membuka Mandiri CFO Forum di Jakarta, Senin (22/4).
Menurut Sunarso, pemerintah seharusnya melihat kondisi pangan secara nasional dan mengindentifikasi masalahnya. Di bidang pangan, masalahnya dapat berasal dari produksi, distribusi atau industri.
"Kalau produksi yang bermasalah, kita akan memberi kredit dengan insentif tertentu ke sektor produksi pangan," ungkap Sunarso.
Diakuinya, secara teknis sektor pangan memiliki produksi yang melimpah ketika musim panen. Setelah panen, pangan pindah dari petani ke pedagang atau gudang yang bukan milik petani. Ketika masa panen habis, jumlahnya akan berkurang secara nasional.
Jakarta (B2B) - PT Bank Mandiri intends to deal with bank credit to the agricultural sector began in June 2013, with a target plasma farmers. Currently, Rural Business Loans from Bank Mandiri is still dominated by the trade. In the first quarter of 2013, the bank has disbursed Rp366 billion from the target of Rp3, 8 trillion. The cumulative number of debtors, valued at Rp11, 2 trillion.
Previously reported, Bank Indonesia (BI) is trying to encourage banks to give loans to the agricultural sector amid rising inflation driven by food prices. BI will provide an incentive for banks to lend agriculture and facilitate farmers to get credit.
Commercial Director of Bank Mandiri, Sunarso said his bank has a strong desire to work on Micro, Small and Medium Enterprises (SMEs) in agriculture.
"If Bank Indonesia will provide incentives to encourage agricultural credit, just that good. Infrastructure but to think about what is necessary and regulatory basis with the farmers," said Sunarso, in the CFO Forum Mandiri, Jakarta, Monday (22/4).
According Sunarso, the government should look at the national food situation and identify the problem. In the food sector, the problem can be derived from the production, distribution or industry.
"If production is problematic, we will give credit to certain incentives to the food production sector," said Sunarso.
Admittedly, it is technically food sector has abundant production when the harvest season. After harvest, food moved from farmers to traders or warehouse that is not owned by farmers. When harvest time runs out, the number will be reduced nationally.
