Perbankan Harus Tingkatkan Likuiditas Secara Bertahap

Banks Should Gradually Increase Liquidity

Reporter : Gatot Priyantono
Editor : Cahyani Harzi
Translator : Dhelia Gani


Perbankan Harus Tingkatkan Likuiditas Secara Bertahap
Ilustrasi: anneahira.com

Jakarta (B2B) - Perbankan harus meningkatkan likuiditasnya secara bertahap untuk mengimbangi pertumbuhan kredit yang diprediksi mencapai 22%-24% pada 2013.

Kalangan bankir menyarankan agar perbankan mencari opsi pendanaan lain, seperti obligasi, untuk mengimbangi sumber pendanaan dari dana pihak ketiga (DPK).

Presiden Direktur PT Bank Central Asia Tbk (BBCA) Jahja Setiaatmadja menilai kondisi likuiditas perbankan bisa saja berkurang ketika investasi tumbuh.

"Jangan lupa ketika foreign direct investment (FDI) itu masuk, untuk start up mereka butuh modal kerja. Ini kan diambil dari kredit perbankan," jelas Jahja.

Jakarta (B2B) - Banks should improve their liquidity gradually to offset the credit growth which is predicted to reach 22  percent – 24 percent in 2013.

Bankers suggested that banks should look for other financing options, such as bonds, to compensate for funding supply from third party funds (TPF).

President Director of PT Bank Central Asia Tbk (BBCA) John Setiaatmadja sees bank liquidity could be reduced as the investment grows.

"When foreign direct investment (FDI) entered, they will need working capital to start business. It's taken from bank loans," Jahja said.