Kredit Valas, Sejumlah Bank Cenderung Konservatif Menyalurkannya
Banks in Indonesia Tend to be Conservative in Disbursing Forex Loans
Reporter : Gatot Priyantono
Editor : Cahyani Harzi
Translator : Dhelia Gani
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Jakarta (B2B) - Sejumlah bank cenderung konservatif dalam menyalurkan kredit mata uang asing atau valuta asing (valas) tahun ini, meski nilai tukar rupiah berada dalam tren menguat.
Presiden Direktur PT Bank Central Asia Tbk Jahja Setiaatmadja mengatakan volatilitas nilai tukar rupiah terhadap dolar Amerika Serikat (AS) tetap tinggi, sehingga bank sangat berhati-hati dalam menyalurkan kredit valas untuk menekan kredit macet dan tetap fokus menyalurkan kredit dalam denominasi rupiah.
Menurutnya, perseroan tetap membatasi penyaluran kredit valas. Pasalnya, sejak krisis 1997-1998, kredit valas itu banyak risiko sehingga perseroan mengambil langkah untuk membatasinya.
Jakarta (B2B) - Banks tend to be conservative in disbursing foreign exchange (forex) loans this year, even though rupiah is in a strengthening trend.
Jahja Setiaatmadja, President Director of PT Bank Central Asia Tbk said the banks view that rupiah exchange rate volatility against US dollar is still high, thus causing banks to become very prudent in disbursing forex loans to decrease non-performing loan (NPL) while continuing to focus on disbursing rupiah loans.
He said the company continued limiting its forex loan disbursement. He said that forex loans posed many risks after the 1997-1998 crisis, and the company took steps to limit it.
