Perbankan Selektif Salurkan Kredit ke Sektor Batubara
Banks Selective in Distributing Loans to Coal Sector
Reporter : Gatot Priyantono
Editor : Cahyani Harzi
Translator : Dhelia Gani
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Jakarta (B2B) - Sejumlah bank mengaku lebih selektif menyalurkan kredit ke sektor pertambangan, khususnya batubara, mengingat harga komoditas pertambangan yang cenderung turun karena perlambatan ekonomi global. Kebijakan tersebut bukan dipengaruhi oleh langkah institusi keuangan global yang menahan pembiayaan ke sektor batubara yang dinilai kurang ramah lingkungan.
Presiden Direktur PT Bank Central Asia Tbk Jahja Setiatmadja mengatakan perseroan akan mengurangi kredit ke sektor komoditas dan alat berat. Menurut Jahja, harga komoditas yang anjlok membuat perseroan bersikap hati-hati menyalurkan kredit di kedua sektor tersebut.
"Bisnis ini agak riskan, jadi kami tidak terlalu berani menyalurkan kredit ke sana," katanya.
Bank Central Asia (BCA) menargetkan penyaluran kredit yang naik 22% tahun ini akan meningkatkan eksposur kredit ke sektor telekomunikasi, infrastruktur dan tekstil. Penyaluran kredit korporasi BCA untuk kuartal pertama 2013 naik 17,2% menjadi Rp 87,61 triliun.
Bank BNI menjelaskan bahwa perusahaan tidak akan membiayai sektor pertambangan, dan terutama sektor batubara. Gatot M Suwondo, Direktur Utama BNI, mengatakan perusahaan hanya akan fokus pada nasabah yang sudah ada.
Jakarta (B2B) - Several banks clarify that they are becoming more selective in distributing loans to the coal mining sector, considering the decrease in mining commodity prices due to the global economic slowdown. Bank executives said the policy was not affected by the steps taken by global financial institutions that curb their financing to the coal sector that is deemed less environmentally friendly.
Jahja Setiaatmadja, President Director of PT Bank Central Asia Tbk, said the company will reduce its loan distribution to the commodity and heavy equipment sectors. He said that the drop in commodity prices caused the company to become prudent in distributing loans to the two sectors.
“This business is slightly volatile, and we are very prudent in distributing loans there,” Setiaatmadja said.
Bank Central Asia, also known as BCA, targets its loan distribution to climb 22 percent this year. The company will increase loan exposure to the telecommunication, infrastructure and textile sectors. BCA’s corporate loan distribution for the first quarter of 2013 rose 17.2 percent to Rp87.61 trillion (US$8.84861 billion).
PT BNI Tbk clarified that the company will not finance the mining sector, and especially the coal sector. Gatot M. Suwondo, President Director of BNI, said the company will only focus on existing customers.
